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Terms of Service

Last updated: April 5, 2026

1. Acceptance of Terms

By accessing or using the fresh. institutional investment management portal ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Description of Service

The Service provides a portal for institutional investors to view portfolio information, investments, transactions, and related financial data. Access is restricted to authorized users only.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

4. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You may not use the Service to transmit any harmful, offensive, or illegal content, or to attempt to gain unauthorized access to any systems or data.

5. No Financial Advice

The Service provides information for informational purposes only. Nothing on the Service constitutes financial, investment, tax, or legal advice. You should consult qualified professionals before making any investment decisions.

6. Limitation of Liability

To the maximum extent permitted by law, HSBE and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service. Our total liability shall not exceed the amount you paid to use the Service in the twelve months preceding the claim.

7. Termination

We may suspend or terminate your access to the Service at any time, with or without cause or notice. Upon termination, your right to use the Service will cease immediately.

8. Changes

We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on the Service. Your continued use of the Service after such changes constitutes acceptance of the modified Terms.

9. Contact

For questions about these Terms, please contact us through your designated administrator or the contact information provided by your institution.